Shop Around for Lenders & Save Money on Closing Costs

If you are a first-time homebuyer, you are likely to be in for a shock when it comes to closing costs. The reality is, most home buyers don’t know what goes into closing costs, what they can negotiate, and the fact that they can negotiate in the first place. SimplyTitle is more than just the

If you are a first-time homebuyer, you are likely to be in for a shock when it comes to closing costs. The reality is, most home buyers don’t know what goes into closing costs, what they can negotiate, and the fact that they can negotiate in the first place. SimplyTitle is more than just the average title insurance company in Fort Lauderdale, we help educate home buyers on closing costs, everything they entail, and exactly which items they can shop around for to lower closing costs.

Carly KaplanShop Around for Lenders & Save Money on Closing Costs
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Can Title Insurance be Purchased After Closing?

Purchasing Title Insurance After Closing If you opted out of buying title insurance during closing and are feeling the wrath of liens and collectors from the previous owner’s mistakes, well, we hate to be the bearer of bad news, but the time to purchase title insurance is at closing. Otherwise, it’s a winding road to

Purchasing Title Insurance After Closing

If you opted out of buying title insurance during closing and are feeling the wrath of liens and collectors from the previous owner’s mistakes, well, we hate to be the bearer of bad news, but the time to purchase title insurance is at closing. Otherwise, it’s a winding road to get it after the fact and there are costs involved.

Arlene CeballosCan Title Insurance be Purchased After Closing?
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Why You Should Negotiate Your Closing Costs

Closing Costs Are Negotiable

Closing Costs…the shocking part of your real estate transaction. As a first-time home buyer or seller, you may see closing costs as a substantial, sometimes unexpected expense. But do they have to be? Nope! In fact, if you didn’t know that you could negotiate your closing costs, now you do and here’s why.

Arlene CeballosWhy You Should Negotiate Your Closing Costs
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What the Tax Cut and Jobs Act Means for Property Taxes

The New Tax Law and What it Means for Northern Property Owners The Tax Cut and Jobs Act passed by Congress during the tail-end of 2017 left northern homeowners asking the question, “should I prepay my 2018 property tax bill?” A valid question since the 2018 tax law initiated new limits on deductions for state

The New Tax Law and What it Means for Northern Property Owners

The Tax Cut and Jobs Act passed by Congress during the tail-end of 2017 left northern homeowners asking the question, “should I prepay my 2018 property tax bill?” A valid question since the 2018 tax law initiated new limits on deductions for state and local taxes.

Under the old law, you could claim an itemized deduction for an unlimited amount of personal state and local income and property taxes. With the Tax Cut and Jobs Act, starting in 2018, your deduction is limited to a total of $10,000, and $5,000 if you are married but file separate status.

Jared FletcherWhat the Tax Cut and Jobs Act Means for Property Taxes
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How Much is Title Insurance in Florida?

Calculating Title Insurance in Florida The State of Florida has a title insurance premium that is “promulgated,” which is a fancy way of saying that it is set by the state. However, that does not mean that you have to purchase title insurance. There are two policies, an owner’s policy, and a lender’s policy. If

Calculating Title Insurance in Florida

The State of Florida has a title insurance premium that is “promulgated,” which is a fancy way of saying that it is set by the state. However, that does not mean that you have to purchase title insurance. There are two policies, an owner’s policy, and a lender’s policy. If you are a cash buyer, you do not have to purchase title insurance , since you don’t have a lender that will require a lender’s policy, but you should strongly consider an owner’s policy anyways, in order to save yourself from issues that the previous owner may have had with the title – like debt.

Isabel GonzalezHow Much is Title Insurance in Florida?
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How to Calculate Real Estate Closing Costs in Florida

Real estate closing costs are the inevitable fees associated with your home purchase, which are paid at the closing of a real estate transaction. The real estate transaction and sale is officially complete, or “closed”, when the title of the property is transferred from the seller to the buyer. In the State of Florida, whether

Real estate closing costs are the inevitable fees associated with your home purchase, which are paid at the closing of a real estate transaction. The real estate transaction and sale is officially complete, or “closed”, when the title of the property is transferred from the seller to the buyer. In the State of Florida, whether the closing costs are the responsibility of either the buyer or seller, depends on the county that you live in.

The fees, if you are a buyer that you can expect to be included in your closing costs are:

TandemHow to Calculate Real Estate Closing Costs in Florida
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Meet Suzanne Vilchez, Real Estate Attorney

As we approach the New Year, we are ringing in 2018 with the newest member to our team, Suzanne Vilchez. Suzanne is an integral part of the group as she brings her expertise for both residential and commercial real estate law to SimplyTitle. We had a few minutes to catch up with Suzanne and learn

As we approach the New Year, we are ringing in 2018 with the newest member to our team, Suzanne Vilchez. Suzanne is an integral part of the group as she brings her expertise for both residential and commercial real estate law to SimplyTitle. We had a few minutes to catch up with Suzanne and learn more about her background and her legal mastery.

Carly KaplanMeet Suzanne Vilchez, Real Estate Attorney
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Real Estate Solved. South Floridians Reveal Secret to Closing

Jane and Ryan lived in South Florida for more than 30 years. After living on the east coast in their twenties and thirties, they were looking to make a move to the west coast of Florida, Sarasota. Ryan was recruited for a new job and with little time to find a place to call home,

Jane and Ryan lived in South Florida for more than 30 years. After living on the east coast in their twenties and thirties, they were looking to make a move to the west coast of Florida, Sarasota. Ryan was recruited for a new job and with little time to find a place to call home, they enlisted a top realtor that a family friend recommended in the Sarasota County market and soon found the perfect place. Throughout the process, they thought their realtor was the crème de la crème. They were completely satisfied.  As it turns out, the real estate agent was only focused on finding them a home, the part of the transaction that gets the agent paid.

When it came time to move to the closing, it turned out that although their realtor knew the Sarasota County market, she didn’t know much about the real estate closing process and title insurance. Ryan remembered the last closing was a hassle, he had to take off work, spend hours signing documents, and pay what seemed like unnecessarily high fees.

Jane and Ryan did a quick search of buyer closing costs in Florida and started to find that not all companies are created equal and realized he could shop around, get discounts, and close almost 100% online.

SimplyTitleReal Estate Solved. South Floridians Reveal Secret to Closing
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Can You Buy or Sell Your Home 100% Online?

We do almost everything online these days — why not buy or sell a home online, too? A year ago, you might not have known anyone who bought their groceries online. Now, you can probably think of a few food or sundry items you’ve recently bought online yourself. Online trends that offer real value tend

We do almost everything online these days — why not buy or sell a home online, too?

A year ago, you might not have known anyone who bought their groceries online. Now, you can probably think of a few food or sundry items you’ve recently bought online yourself. Online trends that offer real value tend to ramp up quickly. What seems unknown or crazy at first becomes common practice soon. Real estate is heading this way, too.

Carly KaplanCan You Buy or Sell Your Home 100% Online?
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